Finance Archive

Interest Rate Isn’t the Top Reason behind Mortgage Choices

When buying a house, looking for the most favorable mortgage rate is human nature. After all, why would you pay for more money over the lifetime of your loan when you could qualify for lower interest? Contrary to popular belief, though, most borrowers don’t pick lenders like Altius Mortgage Group based on the loan interest. According to STRATMOR, only [&hellip

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How to Buy a House with Bad Credit

Buying a house in Palm Beach with bad credit is almost an impossible task, you might think. One big disadvantage is you’ll end up paying more than the average buyer. You’re also going to have to jump through a few hoops before you can make some headway. One way to buy a house with poor [&hellip

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3 Vital Questions That You Need to Ask Before Buying a Van

Searching for that ride can accommodate a large number of people and packages? For a vehicle that can serve you well, either for personal or commercial use, vans are a great choice. However, before you buy one, here are some questions to ask to help you find the right model and brand. Is it Within My [&hellip

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Top 3 Things You Should Know About Multifamily Financing

Multifamily loans have become popular these days. Reason being, they have fully satisfied substantial investment issues that conventional mortgage and loan lenders have failed to address. However, just like other loan types, there are facts you need to know before applying for one. Take a look. 1. There are multiple options Just the fact that [&hellip

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What to Do When Your ARM Interest Rate Is About to Reset

In the Beehive State, owning an adjustable-rate mortgage comes with many benefits. It lets you enjoy below-average interest for a specified period, helping you keep more dollars in your pocket during the first years of your loan. If you have bad credit at the time of borrowing, it allows you to snag lower interest you [&hellip

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Knowing the Signs You’re Ready for a Business

There are many reasons to start a business. For one, if you are passionate about something, you can always turn it into an enterprise that will bring in money. If you are into helping people, you may also consider starting a business that will improve the lives of the people around you. But starting a [&hellip

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Remember 2 Critical Issues When Considering a 1031 TIC Exchange

Taxes on gains remain a thorny issue for many investors, especially in the real estate sector. The amount of money that you divert from your business in the form of taxes can add up quickly. Luckily, you don’t have to sign away your hard-earned money off to the government with every deal you make. Thanks [&hellip

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Loan Applications: 3 Important Steps to Take for the Self-Employed

Applying for a loan is more complicated than what you might imagine. It may even be more difficult if you are a freelancer or a self-employed worker. To make it easier, First United Bank – Mortgage Group, a mortgage programs expert in Krum, TX, has compiled all the crucial things that you need to know [&hellip

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4 Benefits of Purchase Order Financing

Have you ever turned down a client’s large order just because you didn’t have the right financing for it? How did it feel to lose a good amount of profit for your business? Purchase order (PO) financing was created to solve this exact problem. MRKT Capital believes that purchase order financing companies help businesses produce their required [&hellip

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How to Manage Your DTI Ratio in 3 Easy Steps

Several factors can affect your mortgage application other than your credit score. A typical mortgage company in cities like Johnson City will also look at your debt-to-income (DTI) ratio to see if you’re qualified for a loan. But what if your debt-to-income ratio is not in its ideal condition? Luckily, we’ve summarized all the essential [&hellip

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