credit score Archive

Effects of Different Types of Loans on Your Mortgage Application

The result of your mortgage application depends on various factors. Among these factors is your credit score – the higher it is, the better the outcome of your mortgage application. According to FICO, one way of improving your credit score is by diversifying your loans. One can start with the different types of primary loans [&hellip

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How to Buy a House with Bad Credit

Buying a house in Palm Beach with bad credit is almost an impossible task, you might think. One big disadvantage is you’ll end up paying more than the average buyer. You’re also going to have to jump through a few hoops before you can make some headway. One way to buy a house with poor [&hellip

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4 Types of FHA Loans That You Should Know

The Federal Housing Administration guarantees FHA loans, which aim to help qualified Americans purchase their own homes in states such as Missouri. It lets people with low credit score ratings borrow money from a lender through a low down payment. It’s a great option for people who can’t afford to pay at least 20 percent [&hellip

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Surprising Things That Could Actually Destroy Your Credit Rating

All people know that they need to pay off all their bills promptly and limit their debt, and in most cases, that’s all that matters when it comes to your credit rating. However, most people are unaware of these sneaky factors that could also put a significant drop in your credit score: Tax Liens – [&hellip

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Mortgage Utah – Changes and Trend

Utah is home to more than a thousand mortgage lenders, each one offering a unique loan system to suit the needs of various borrowers. For the most part, however, their individual rates don’t differ much from the State average. Changes are likely depending on the status of your credit score as mortgage companies adjust borrowings [&hellip

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Save Money and Recover from Bad Credit in 3 Ways

Recovering from debt and rebuilding your credit loan takes time, but it is possible. You have to make a plan and resolve to stick to it. Some people think that if they stop taking out loans or using credit cards, their credit will start recovering. This may happen, but it will be slow. You have [&hellip

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