Mortgage Archive

Keeping Your Mortgage Terms Friendly

Millions of homeowners have a hard time keeping up with their home loan payments because they rushed through the application process. Gleaning from mortgage lenders in Fort Myers, you need to tread with care to make it a runaway success. Preparedness is what sets successful homeowners apart from the ones struggling with their payments. Luckily, [&hellip

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Interest Rate Isn’t the Top Reason behind Mortgage Choices

When buying a house, looking for the most favorable mortgage rate is human nature. After all, why would you pay for more money over the lifetime of your loan when you could qualify for lower interest? Contrary to popular belief, though, most borrowers don’t pick lenders like Altius Mortgage Group based on the loan interest. According to STRATMOR, only [&hellip

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What to Do When Your ARM Interest Rate Is About to Reset

In the Beehive State, owning an adjustable-rate mortgage comes with many benefits. It lets you enjoy below-average interest for a specified period, helping you keep more dollars in your pocket during the first years of your loan. If you have bad credit at the time of borrowing, it allows you to snag lower interest you [&hellip

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Loan Applications: 3 Important Steps to Take for the Self-Employed

Applying for a loan is more complicated than what you might imagine. It may even be more difficult if you are a freelancer or a self-employed worker. To make it easier, First United Bank – Mortgage Group, a mortgage programs expert in Krum, TX, has compiled all the crucial things that you need to know [&hellip

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How to Manage Your DTI Ratio in 3 Easy Steps

Several factors can affect your mortgage application other than your credit score. A typical mortgage company in cities like Johnson City will also look at your debt-to-income (DTI) ratio to see if you’re qualified for a loan. But what if your debt-to-income ratio is not in its ideal condition? Luckily, we’ve summarized all the essential [&hellip

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Get Yourself One Step Closer to Getting a House in 3 Easy Steps

Getting your own house requires more than just a deposit. There are other fees that you need to calculate, such as stamp duty. But, how do you prepare yourself for such expenses? Here are some tips. Know exactly how much you need to pay Most lenders require at least 20% down payment at the onset of [&hellip

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How Do You Calculate Your Mortgage’s Real Costs?

Prospective homeowners should know that there are generally four factors to consider when planning to figure the overall cost of a mortgage. You should look into the principal, interest rates, taxes, and insurance before reaching a decision. This is especially true if you plan to take out a mortgage loan in Utah, where home prices [&hellip

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How Can You Choose the Best Mortgage Plan?

Buying a house is a delicate process that requires careful research and preparation. However, given that one in three American retirees have an ongoing mortgage, many people fail to do so. Such worrying statistics only show that many homebuyers rush into the process unprepared. Carrying a home loan into retirement can breed a considerable amount of trouble [&hellip

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Most Common Mistakes People Do When Applying for a Mortgage

The whole process of mortgage loan application can be challenging and confusing. Most lenders will not approve a loan unless you’ve proven your creditworthiness. Problems may arise, which vary from simple typographical errors to major credit issues. American Bank & Trust outlines some of the most common mistakes you should avoid when applying for a mortgage. Incomplete Employment [&hellip

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A Guide to the Property Conveyancing Process

Finding the right conveyancer should be the starting point of your property transactions. That means you should never discuss or agree on an offer for a property you are selling or buying without the help and approval of a conveyancer. Before hiring a conveyancing solicitor, always obtain quotes from various firms to compare the prices and [&hellip

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